With so many lenders and products in the market it is difficult to know every single product and feature available to you. Whether you’re a first home owner or an investor looking for your next big property purchase, at Everrich Finance we endeavor to understand what is important to you. With over 30 lenders at Everrich we tailor solutions for your home loan and borrowing needs.
At Everrich Finance we work out what features you need and which you do not.The more features your loan has, the higher the interest rate. This is particularly true for low doc loans, fixed rate loans and line of credit loans.
The main things you need to consider are:
- Do I need to make extra repayments?
- Do I need to access redraw for any extra repayments made?
- Do I need an offset account?
- Do I need to use my offset account as a cheque account and access the ATM?
- Can I prove my income?
- Do I need repayment security and be protected from interest rate movement?
- Do I need a professional package?