With SMSF investment loans, you can borrow up to 75% of the property value, maximizing your investment potential.
- Get a free loan consultation today – Call us:
- (03) 9034 5223
With SMSF investment loans, you can borrow up to 75% of the property value, maximizing your investment potential.
SMSF loans allow your super fund to benefit from tax advantages, helping you build wealth for your retirement.
Each SMSF loan is for a single acquirable asset, ensuring compliance and focusing on high-value investments for your fund.
A security trust is used for SMSF loans, ensuring that the assets are held for the SMSF and providing clear ownership rights.
At Everrich Finance, we specialize in SMSF investment loans tailored to your unique retirement goals. With our professional guidance, you can confidently navigate the complexities of SMSF lending, ensuring you make informed, strategic decisions that align with your long-term financial objectives.
An SMSF Investment Loan is a type of loan designed for Self-Managed Super Funds (SMSFs) to invest in property or other assets. It allows SMSFs to borrow funds, typically up to 75% of the property's value, to purchase investment properties. The property purchased using the loan is held in a security trust and the SMSF repays the loan over time.
With an SMSF investment loan, you can buy a variety of properties including residential, commercial, or industrial properties, provided they meet specific criteria. The property must be a legal asset that the SMSF could have otherwise purchased, and it must generate income to benefit the fund.
To be eligible for an SMSF investment loan, the SMSF must meet certain criteria. The fund must be set up with a trustee (either individual or corporate), and the trustee must follow strict compliance rules. The SMSF must also have a sufficient cash balance to make loan repayments and cover other expenses like taxes and insurance.
No, you cannot borrow 100% of the property value with an SMSF investment loan. Typically, lenders will offer up to 75% of the property's value, which means the SMSF will need to contribute the remaining 25% as a deposit. The exact loan-to-value ratio (LVR) can vary depending on the lender and property type.
James and his team offered outstanding service for my needs. Their expertise and professionalism made the process incredibly smooth. They provided personalized guidance, ensuring I understood all my options. Their…
We applied for a home-loan for our investment property and were very happy with the assistance we received from Murray Kha at Everrich Finance Melbourne. His knowledge and attention to detail made…
When searching for a home loan you need to be able to rely on someone you can trust to be able to present all the options available and give you…
We got the greatest customer service experience from Everrich Finance when we were buying our new investment property, with Murray in particular who was always there to help us with his…
Not sure how to go about it? Let us assess your situation and explore all possible options available to you for a SMSF investment loan to expand your super fund’s portfolio by offering flexibility to invest in high-value assets like property.
